Financial inclusion lies at the heart of sustainable development. It is not merely about opening bank accounts. It also ensures affordable, accessible, and appropriate financial services for all,…

Access to financing remains a significant challenge for small and medium-sized enterprises (SMEs) in Africa, hindering their growth and job creation potential. Numerous intermediated lending programs…

Small and medium-sized enterprises (SMEs) are the backbone of African economies, contributing significantly more than 50% of GDP in most African countries[1], providing 80% of total employment, and…

Small and medium-sized enterprises (SMEs) are essential to development, accounting for over 98% of businesses in low- and middle-income countries (LMICs) and providing the majority of jobs[1]. They…

The Emerging Venture Capital Landscape Lesotho, a country known for its scenic mountains and rich culture, is also gaining traction as a hub for innovative startups, despite not yet appearing on the…

Background Small to medium enterprises (SMEs) in Africa are often at the mercy of stringent bank credit assessment criteria. Empirical observations on 13,783 SMEs in 41 African countries reveal the…

Digital financial services have for over two decades grown exponentially thereby driving financial inclusion for billions of people  (digital financial inclusion), opening up spectacular…