FMO

The proceeds of the issue of the Notes will be used by ETI for general corporate purposes which will include the refinancing of a portion of ETI’s existing senior debt / maturing senior debt obligations.

Rand Trust Financiers (RTF) is a specialist debtor finance and debtor administration business with a 100% focus on SME's in South Africa. RTF has set out an ambitious growth strategy. Our new loan enables the company to pursue this strategy, being ensured of a more diversified and stable funder base.

FMO’s contribution aims at increasing the dialogue between Smart Campaign and Apollo, supporting the adaptation of Smart Campaign’s standards for digital credit to Apollo’s smallholder finance business model, and in the future, to similar digital credit providers in the region.

Fidelity Bank Ghana Ltd. is an indigenous Ghanaian bank. Since its inception in 2006 it has grown to become the sixth largest bank in Ghana in terms of deposits, and strengthened its position in the market further in 2014 by acquiring ProCredit Ghana and as such is the first bank to actively serving the unbanked and underbanked in the country. The merger has brought two institutions with their own cultures and staff together.

The facility will qualify as Tier-II capital, which will enable Access Bank to roll out its 5-year strategy of becoming Africa’s gateway to the world. Part of that strategy is also to deepen the footprint in the retail segment as well as increasingly support local Micro, Small, and Medium-size Enterprises, thereby supporting job creation in the Nigerian economy.

Rand Trust Financiers (RTF) is a specialist debtor finance and debtor administration business with a 100% focus on SME's in South Africa. RTF has set out an ambitious growth strategy. Our new loan enables the company to pursue this strategy, being ensured of a more diversified and stable funder base.

FMO’s contribution aims at increasing the dialogue between Smart Campaign and Apollo, supporting the adaptation of Smart Campaign’s standards for digital credit to Apollo’s smallholder finance business model, and in the future, to similar digital credit providers in the region.

African Century Limited, which markets itself as African Century Leasing (both ACL and used interchangeably) is a niche player with a focus on (M)SME clients and is the 2nd largest leasing provider in Zimbabwe. The aim is to support ACL in the change process associated with its obtaining a microfinance banking licence in February 2015.

The facility will qualify as Tier-II capital, which will enable Access Bank to roll out its 5-year strategy of becoming Africa’s gateway to the world. Part of that strategy is also to deepen the footprint in the retail segment as well as increasingly support local Micro, Small, and Medium-size Enterprises, thereby supporting job creation in the Nigerian economy.

Development of an environmental and social (E&S) process to become an integral part of ACL’s credit decision-making process with the aim to assess the E&S risks, understand the potential reputational risk and make a well-informed and weighted decision whether to continue a transaction with the prospective client.