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What Regulatory Frameworks Are More Conducive to Mobile Banking? Empirical Evidence from Findex Data

Oct 10, 2013 | E. Gutierrez, S. Singh | The World Bank
This paper constitutes a first attempt to explain statistically what factors contribute to mobile banking usage, with a particular focus on the regulatory framework. The authors construct an index that measures the existence of laws and regulation that support mobile banking activity for 35 countries.