Rural Women’s Access to Financial Services: Credit, Savings and Insurance
This paper reviews rural women’s access to financial services, a key factor of successful rural development strategies. The authors argue that it is important that development strategies that aim to boost rural women’s productive capacity enhance women’s direct access to financial services (i.e. not mediated through their husbands) and details new products and service delivery models introduced to address some of the constraints faced by women. These include technical innovations that improve access to existing financial services, changes in product design to better tailor products to women’s preferences and constraints, and the development of new products.