Policy Principles for Expanding Financial Access: Report of the CGD Task Force on Access to Financial Services

This paper proposes 10 principles for financial-sector policymakers—including national authorities, donors, private-sector participants, international financial institutions, and others—on the facilitation, regulation, and direct provision of financial services dealing mainly with three issues: (1) expanding financial access, including best practices for stimulating informed demand as well as for adequate competition among suppliers; (2) regulation of financial service providers, and (3) avoiding distortions when public resources are used to provide financial services.