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Over-Indebtedness of Microborrowers in Ghana: An Empirical Study from a Customer Protection Perspective

Nov 01, 2011 | J. Schicks | The Smart Campaign, KfW, CERMi

This paper examines the phenomenon of over-indebtedness from the viewpoint of microfinance clients in urban Ghana. It aims to inform decision makers about over-indebtedness and support their efforts to protect poor borrowers. It defines over-indebtedness in terms of the frequency and severity of sacrifices clients make to repay debts.

Theme: Consumer Education and Protection, Financial Inclusion | Country: Ghana | Pages: 32
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