Literature Review on Small and Medium Enterprises’ Access to Credit and Support in South Africa

This study investigates the extent of access to credit and support by SMEs in South Africa, and seeks to understand what has been researched and written on SME access to credit and support in relation to juristic persons as defined by the National Credit Act (NCA). The study is intended to assist the NCR make policy proposal to the Minister for the Department of Trade and Industry (the dti) on matters affecting the consumer credit industry in order to improve access to credit for persons contemplated in the Act.