Building a Bridge Between MFIs and the Health Sector, Innovative Health Care Financing Scheme for the Low-Income Community

This paper describes the Health Care Financing (HCF) Project which brings together a diverse consortium comprising of AAR Health Services, AAR Credit, K-Rep Bank and K-Rep Development Agency to develop and test an innovative, private sector-driven, commercially viable and replicable health financing scheme to reach low-income groups and assesses a range of health care financing products that have been developed and are being pilot tested. The paper’s findings provide reassuring indications that the health care product(s) tailored for low-income groups do indeed have a huge market in Kenya.