Applying a Gender Lens to Climate Risk Finance and Insurance

Nov 30, 2018 | K.S. Miles, M. Wiedmaier-Pfister | InsuResilience Global Partnership

International climate change experts and frameworks recognize that women and men face different climate change vulnerabilities, risks, and impacts based on their gender. Women are disproportionately represented among the poorest and most vulnerable populations that suffer the most significant impacts. This paper aims to explore the link between gender and disaster risk financing and insurance – with special focus on Gender-sensitive climate risk insurance (CRI) – and potential challenges and opportunities for women; provide a stock take of existing CRI schemes that incorporate gender; and set out recommendations on how to further mainstream this topic within the Partnership.