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Agricultural Decisions after Relaxing Credit and Risk Constraints

Oct 31, 2012 | D. Karlan, R. Osei, I. Osei et al. | ILO, Microinsurance Innovation Facility
This paper examines how uninsured risk constrains farmers in Northern Ghana. It shows that when provided with insurance against the primary catastrophic risk they face, farmers are able to increase expenditure on their farms and make riskier choices. The study finds a strong demand for insurance amongst these farmers.
Theme: Agricultural Finance, Financial Inclusion, Insurance | Country: Ghana | Pages: 26
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