RBA lance des nouvelles directives relatives aux crédits immobiliers (en anglais)
New guidelines have been issued by the Rwandan Bankers Association (RBA), aimed at clients wanting to use secured property assets as security to access credit.New guidelines have been issued by the Rwandan Bankers Association (RBA), aimed at clients wanting to use secured property assets as security to access credit. Speaking to Business Times, Chairman of the RBA Steve Caley said those hoping to obtain credit secured by real estate will need to bring along several documents when beginning the process of securing a mortgage, the New Times reports.
"They need to be aware that this is a general requirement and not one of just a particular bank demanding too much information and documents," he was quoted as saying. Among the documents that will be required are copies of the title deed, written consent from the individual's spouse - if they are married and have joint ownership of the property - and a mortgage agreement or credit promise.
Rwandans seeking access to finance may soon have more options available, after the issue of increasing the amount of products on offer to the public was addressed at a regional meeting recently held by the National Bank of Rwanda.