Les notations de crédits en Afrique du Sud glissent au 2eme semestre (en anglais)
The percentage of South Africans who have credit histories that are in good standing declined during the second quarter of 2010.According to BusinessDay, new data from the National Credit Regulator (NCR) revealed 53.1 per cent of those who use credit services were given the rating in the three months to June, down from 54 per cent in the opening period of the year. There was an increase in the amount of customers considered to have impaired records - from 46 per cent to 46.9 per cent - while 15.6 per cent now have adverse listings, up from 15 per cent.
However, Manager for Credit Information and Research at the body Darrell Beghin noted this is not an indication more consumers in the country are defaulting on their credit, rather a sign problems are increasing for those already in difficulty. "People [who are] already stressed are moving down the rung," he was quoted by the news source as saying.
Founded in 2005, the NCR is responsible for regulating the credit market in South Africa, as well as running research and education initiatives.