In 2013, we ran a detailed household survey in Cape Verde. We were interested in studying how access to finance influences the behaviour of beneficiaries in the labour market. Microfinance generally aims at fostering self-employment, but most of the businesses financed through it are very small and, hence, they rarely involve all household members. If within a household there are unemployed members, the fact that another member is able to start or improve a petty business through a microloan, can affect the household's total income and hence influence the incentives of the unemployed to search for jobs.
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