Credit Bureaus Documents

31.03.2016 | M. Ayyagari, P.F. Juarros, M.S. Martinez Peria et al. | World Bank

This paper investigates the effect of access to finance on job growth in 50,000 firms across 70 developing countries. Using the introduction of credit bureaus as an exogenous shock to the supply of credit, the paper finds that increased access to...

05.10.2015 | IFC, AMF | IFC, AMF

As part of the Arab Credit Reporting Initiative (ACRI), a joint initiative between IFC and the Arab Monetary Fund (AMF), this guide maps progress and provides an overview of the credit reporting systems in Arab countries. The guide includes a new...

02.09.2014 | R. Mazer, J.Carta, M. Kaffenberger | CGAP

This paper seeks to determine what consumers understand about their mobile data, and how it is being used by financial service providers. It emphasizes on developing consumer-friendly approaches to any rules on data storing and usage that promote...

31.08.2014 | M.S. Martinez Peria, S. Singh | The World Bank

This paper analyses the impact of introducing credit information-sharing systems on firms’ access to finance. The analysis uses multi-year, firm-level surveys from 63 countries covering more than 75,000 firms over the period 2002-13. The results...

31.05.2013 | M. Bruhn, S. Farazi, M. Kanz | The World Bank

This paper explores the empirical relationship between bank competition, bank concentration, and the emergence of credit reporting institutions.

01.10.2012 | T. Triki, O. Gajigo | AfDB

This paper uses new data from 42 African countries to investigate the effects of public and private credit registries on firms’ access to finance as well as the effect of public credit registries’ design on the severity of the financing constraint....

29.02.2012 | G. Davel, T. Serakwane, M. Kimondo | FSD Kenya

This report is a review of a project launched in July 2010 aimed at creating a credit information sharing mechanism amongst banks.

01.01.2011 | R. Rocha, S. Farazi, R. Khouri et al. | The World Bank, The Union of Arab Banks

This paper reports on the results of a joint survey of the Union of Arab Banks and the World Bank, conducted between December 2009 and April 2010 and drawing on material from two previous surveys conducted by the World Bank, to examine the status of...

31.12.2010 | M.G. Girault, J. Hwang | The World Bank

This paper highlights the importance of information in Public Credit Registries for supporting and improving banking sector regulation and supervision, particularly in the light of the new approach embodied in Basel III.

01.05.2010 | X. Gine’ | The World Bank

This note looks at to innovative approach to increasing access to credit in rural Malawi. A rough cost-benefit analysis of the pilot experiment suggests that the benefits from improved repayment greatly outweigh the cost of equipment and fingerprint...

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