Mobile Banking Documents

24.10.2017 | M. Niforos, V. Ramachandran & T. Rehermann | International Finance Corporation (IFC)

Blockchain is an emerging technology that offers the possibility of re-engineering economic models and enabling the creation of markets and products that were previously unavailable or unprofitable across emerging markets. This report is intended to...

02.10.2017 | R. Amoah, R. Bansal, A. Kasebele & Ariadne Plaitakis | The Better Than Cash Alliance

This report by UN-based Better Than Cash Alliance, assesses Ghana’s progress to date, and sets out specific policy recommendations that can accelerate Ghana’s journey toward a more digital economy. The report draws on a fast-growing body of...

30.09.2017 | W. Cook & C. McKay | CGAP

When Safaricom’s mobile money service M-PESA launched in 2007, it immediately became popular and dramatically increased Kenyans’ access to financial services. Due in part to M-PESA’s success, financial inclusion among Kenyans grew from 27 percent in...

20.09.2017 | M. Blimpo, M. Minges, W. Kouamé, T. Azomahou, E. Lartey and al. | World Bank

The purpose of this book is to explore ways to catalyze a new generation of investment opportunities in Africa that leverage the ability of many countries to leapfrog into the future. The book was born from the view that gradualism and...

31.08.2017 | R. Mazer & K. McKee | CGAP

Digitally delivered credit is quickly expanding in emerging markets. “Digital credit” refers to credit products—including digital payments products such as mobile money—that are delivered fully via digital channels, such as mobile phones and the...

31.08.2017 | T. Philippon | Bank for International Settlements (BIS)

This paper assesses the potential impact of FinTech on the finance industry. The author documents first that financial services remain surprisingly expensive, which explains the emergence of new entrants. He then argues that the current regulatory...

31.07.2017 | S. Kelly, D. Ferenzy & A. McGrath | CFI, IIF

This report is part of a two-year initiative, Mainstreaming Financial Inclusion: Best Practices, that aims to help advance efforts of financial institutions to reach customers at the base of the economic pyramid. It is the first of six reports in...

21.06.2017 | FinMark Trust | AFR

This dedicated FinScope Insight Note is aimed at highlighting the results of the ecosystem and usage of digital financial services in Rwanda. The FinScope Survey not only enabled the assessment of the landscape of financial access in Rwanda, but...

31.05.2017 | CGFS, FSB | BIS

The report considers the implications for financial stability should FinTech credit grow to account for a significant share of overall credit. Potential benefits include access to alternative funding sources for borrowers, a lower concentration of...

31.05.2017 | |

Displaced populations are growing, and are increasingly connected. Cash transfers are increasingly used as a modality for delivering aid. Cash-Based Interventions (CBIs), dispersed via mobile money can deliver a number of benefits to beneficiaries,...

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