Access to Finance Documents

02.10.2017 | R. Amoah, R. Bansal, A. Kasebele & Ariadne Plaitakis | The Better Than Cash Alliance

This report by UN-based Better Than Cash Alliance, assesses Ghana’s progress to date, and sets out specific policy recommendations that can accelerate Ghana’s journey toward a more digital economy. The report draws on a fast-growing body of...

31.08.2017 | E. Totolo, F. Gwer and J. Odero | FSD Kenya

This report outlines the findings from a two-year study to understand the costs of banking services in Kenya. Two rounds of mystery shopping surveys were completed in 2015 and 2016 to build a database and measure the costs for basic bundles of...

31.08.2017 | R. Mazer & K. McKee | CGAP

Digitally delivered credit is quickly expanding in emerging markets. “Digital credit” refers to credit products—including digital payments products such as mobile money—that are delivered fully via digital channels, such as mobile phones and the...

31.08.2017 | T. Philippon | Bank for International Settlements (BIS)

This paper assesses the potential impact of FinTech on the finance industry. The author documents first that financial services remain surprisingly expensive, which explains the emergence of new entrants. He then argues that the current regulatory...

31.07.2017 | S. Kelly, D. Ferenzy & A. McGrath | CFI, IIF

This report is part of a two-year initiative, Mainstreaming Financial Inclusion: Best Practices, that aims to help advance efforts of financial institutions to reach customers at the base of the economic pyramid. It is the first of six reports in...

18.07.2017 | S. Cleary, S. Alderighi, J. Irving and J. Woodsome | World Federation of Exchanges, Milken Institute

Small and medium-sized enterprises (SMEs) play a vital role in generating economic growth in the world’s economies. Despite their economic importance, however, SMEs struggle with access to finance. While this is true in many countries—across...

13.07.2017 | J. Irving, J. Schellhase and J. Woodsome | Milken Institute

Today, there are around 30 SME-dedicated market segments on stock exchanges in emerging-market and developing economies, the majority of which have been established in the past 15 years. Through a survey instrument that has been created jointly with...

30.06.2017 | P. Mukherjee, M.Pandey and P. Prashad | International Labour Organization (ILO)

Bundling agriculture insurance with other services like credit and better farm inputs is fast emerging as a possible solution to help agriculture insurance to achieve better social outcomes, make insurance more tangible and enable schemes to scale...

30.06.2017 | P. Quartey, E. Turkson, J. Abor and A. Iddrisu | Elsevier

This study attempts to provide some understanding about SMEs’ access to finance within the West African sub-region with particular interest in establishing whether there are similarities and/or differences in the determinants of SMEs access to...